{"id":11098,"date":"2015-11-28T02:11:48","date_gmt":"2015-11-28T02:11:48","guid":{"rendered":"https:\/\/vantage3.nhatnammedia.vn\/loi-khuyen-tu-chuyen-gia-gia-tri-bao-hiem-hay-toi-nen-bao-hiem-hang-hoa-cua-minh-voi-muc-gia-bao-nhieu-2"},"modified":"2015-11-28T02:11:48","modified_gmt":"2015-11-28T02:11:48","slug":"loi-khuyen-tu-chuyen-gia-gia-tri-bao-hiem-hay-toi-nen-bao-hiem-hang-hoa-cua-minh-voi-muc-gia-bao-nhieu-2","status":"publish","type":"post","link":"https:\/\/vantage3.nhatnammedia.vn\/vi\/loi-khuyen-tu-chuyen-gia-gia-tri-bao-hiem-hay-toi-nen-bao-hiem-hang-hoa-cua-minh-voi-muc-gia-bao-nhieu-2","title":{"rendered":"L\u1eddi khuy\u00ean t\u1eeb chuy\u00ean gia: Gi\u00e1 tr\u1ecb b\u1ea3o hi\u1ec3m hay \u201cT\u00f4i n\u00ean b\u1ea3o hi\u1ec3m h\u00e0ng h\u00f3a c\u1ee7a m\u00ecnh v\u1edbi m\u1ee9c gi\u00e1 bao nhi\u00eau?\u201d"},"content":{"rendered":"<h2 class=\"des_D\">M\u1ee5c ti\u00eau c\u1ee7a b\u1ea3o hi\u1ec3m h\u00e0ng h\u00f3a l\u00e0 gi\u00fap ch\u1ee7 s\u1edf h\u1eefu h\u00e0ng h\u00f3a c\u00f3 \u0111\u01b0\u1ee3c v\u1ecb th\u1ebf t\u00e0i ch\u00ednh nh\u01b0 th\u1ec3 t\u1ed5n th\u1ea5t ch\u01b0a bao gi\u1edd x\u1ea3y ra.<\/h2>\n<div class=\"f-detail clearfix\">\n<p>V\u1edbi v\u00f4 s\u1ed1 lo\u1ea1i ph\u00ed \u00e1p d\u1ee5ng cho vi\u1ec7c v\u1eadn chuy\u1ec3n h\u00e0ng h\u00f3a, trong 20 n\u0103m qua, t\u00f4i \u0111\u00e3 ch\u1ee9ng ki\u1ebfn \u200b\u200bnhi\u1ec1u l\u1ed7i khi\u1ebfn ch\u1ee7 h\u00e0ng ph\u1ea3i ch\u1ecbu thi\u1ec7t h\u1ea1i do h\u00e0ng h\u00f3a b\u1ecb h\u01b0 h\u1ecfng ho\u1eb7c th\u1ea5t l\u1ea1c trong qu\u00e1 tr\u00ecnh v\u1eadn chuy\u1ec3n.<\/p>\n<div>B\u1ea3o hi\u1ec3m h\u00e0ng h\u00f3a ch\u1ec9 chi tr\u1ea3 theo gi\u00e1 tr\u1ecb b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ghi tr\u00ean gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m. Vi\u1ec7c t\u00ednh to\u00e1n s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m lu\u00f4n g\u00e2y kh\u00f3 kh\u0103n cho ng\u00e0nh xu\u1ea5t nh\u1eadp kh\u1ea9u, v\u00e0 sau \u0111\u00e2y l\u00e0 m\u1ed9t c\u00e1ch \u0111\u01a1n gi\u1ea3n \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o b\u1ea1n \u0111\u01b0\u1ee3c b\u1ed3i th\u01b0\u1eddng th\u00e0nh c\u00f4ng trong tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng may h\u00e0ng h\u00f3a b\u1ecb m\u1ea5t ho\u1eb7c h\u01b0 h\u1ecfng. <\/div>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4607\" src=\"https:\/\/vantage3.nhatnammedia.vn\/wp-content\/uploads\/2025\/09\/maritime-insurance.jpg\" alt=\"\" width=\"1000\" height=\"631\" srcset=\"https:\/\/vantage3.nhatnammedia.vn\/wp-content\/uploads\/2025\/09\/maritime-insurance.jpg 1000w, https:\/\/vantage3.nhatnammedia.vn\/wp-content\/uploads\/2025\/09\/maritime-insurance-768x485.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<p>Th\u00f4ng l\u1ec7 th\u00f4ng th\u01b0\u1eddng l\u00e0 c\u1ed9ng &#8220;chi ph\u00ed h\u00f3a \u0111\u01a1n&#8221; v\u00e0o &#8220;chi ph\u00ed v\u1eadn chuy\u1ec3n&#8221; r\u1ed3i c\u1ed9ng th\u00eam &#8220;ph\u00ed b\u1ea3o hi\u1ec3m&#8221; c\u1ed9ng th\u00eam 10%. Gi\u00e1 g\u1ed1c + B\u1ea3o hi\u1ec3m + C\u01b0\u1edbc ph\u00ed l\u00e0 gi\u00e1 CIF c\u1ee7a ch\u00fang t\u00f4i v\u00e0 kho\u1ea3n ph\u1ee5 thu 10% n\u00e0y d\u00f9ng \u0111\u1ec3 trang tr\u1ea3i nhi\u1ec1u chi ph\u00ed &#8220;b\u1ed5 sung&#8221; ph\u00e1t sinh trong qu\u00e1 tr\u00ecnh v\u1eadn chuy\u1ec3n. V\u00ed d\u1ee5 nh\u01b0 ph\u00ed b\u1ed1c d\u1ee1 h\u00e0ng, ph\u00ed ng\u00e2n h\u00e0ng, ph\u00ed v\u1eadn t\u1ea3i \u0111\u01b0\u1eddng b\u1ed9 v\u00e0 ph\u00ed m\u00f4i gi\u1edbi h\u1ea3i quan. \u0110\u00f4i khi, m\u1ee9c 10% v\u1eabn c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u1ee7 t\u00f9y thu\u1ed9c v\u00e0o c\u00e1c chi ph\u00ed b\u1ed5 sung m\u00e0 b\u1ea1n ph\u1ea3i tr\u1ea3 \u0111\u1ec3 v\u1eadn chuy\u1ec3n h\u00e0ng h\u00f3a &#8211; m\u1ed9t v\u00ed d\u1ee5 \u0111\u01a1n gi\u1ea3n kh\u00e1c l\u00e0 thu\u1ebf su\u1ea5t cao \u0111\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 m\u1eb7t h\u00e0ng nh\u1ea5t \u0111\u1ecbnh. B\u1ea1n c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m cho kho\u1ea3n thu\u1ebf cao n\u00e0y \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o b\u1ea1n kh\u00f4ng g\u1eb7p r\u1ee7i ro kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. T\u00f4i th\u01b0\u1eddng s\u1eed d\u1ee5ng thu\u1eadt ng\u1eef &#8220;chi ph\u00ed b\u1ed1c d\u1ee1 h\u00e0ng&#8221; cho t\u1ed5ng t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n ph\u00ed n\u00e0y \u0111\u1ec3 \u0111\u01b0a h\u00e0ng h\u00f3a \u0111\u1ebfn \u0111\u00edch cu\u1ed1i c\u00f9ng.     <\/p>\n<div>V\u00ed d\u1ee5 \u2013 T\u00f4i \u0111ang xu\u1ea5t kh\u1ea9u m\u1ed9t chi\u1ebfc m\u00e1y tr\u1ecb gi\u00e1 250.000 \u0111\u00f4 la<\/div>\n<ul>\n<li>Chi ph\u00ed 250.000 \u0111\u00f4 la<\/li>\n<li>C\u01b0\u1edbc ph\u00ed v\u1eadn chuy\u1ec3n 12.000 \u0111\u00f4 la<\/li>\n<li>B\u1ea3o hi\u1ec3m $1.500<\/li>\n<li>C\u1ed9ng th\u00eam 10% = 289.850 \u0111\u00f4 la<\/li>\n<\/ul>\n<div>N\u1ebfu b\u1ea1n ch\u1ec9 b\u1ea3o hi\u1ec3m m\u00e1y m\u00f3c c\u1ee7a t\u00f4i theo gi\u00e1 g\u1ed1c v\u00e0 xe t\u1ea3i b\u1ecb l\u1eadt \u0111\u1ebfn \u0111\u00edch cu\u1ed1i c\u00f9ng, t\u00f4i s\u1ebd m\u1ea5t 39.850 \u0111\u00f4 la v\u00e0 r\u00f5 r\u00e0ng l\u00e0 kh\u00f4ng vui. Ch\u00eanh l\u1ec7ch ph\u00ed b\u1ea3o hi\u1ec3m gi\u1eefa 250.000 \u0111\u00f4 la v\u00e0 289.850 \u0111\u00f4 la l\u00e0 0. V\u00ec v\u1eady, l\u1ed7i t\u00ednh to\u00e1n sai s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m n\u00e0y s\u1ebd kh\u00f4ng khi\u1ebfn t\u00f4i m\u1ea5t th\u00eam ph\u00ed b\u1ea3o hi\u1ec3m, nh\u01b0ng n\u00f3 \u0111\u00e3 g\u00e2y ra thi\u1ec7t h\u1ea1i \u0111\u00e1ng k\u1ec3 trong tr\u01b0\u1eddng h\u1ee3p m\u1ea5t m\u00e1t.  <\/div>\n<p><strong>L\u1eddi khuy\u00ean t\u1eeb James Sparke v\u00e0 \u0111\u1ed1i t\u00e1c m\u1ea1ng l\u01b0\u1edbi<\/strong><\/p>\n<div>Australian Reliance &#8211; C\u00f4ng ty h\u00e0ng \u0111\u1ea7u v\u1ec1 qu\u1ea3n l\u00fd r\u1ee7i ro h\u00e0ng h\u1ea3i<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>M\u1ee5c ti\u00eau c\u1ee7a b\u1ea3o hi\u1ec3m h\u00e0ng h\u00f3a l\u00e0 gi\u00fap ch\u1ee7 s\u1edf h\u1eefu h\u00e0ng h\u00f3a c\u00f3 \u0111\u01b0\u1ee3c v\u1ecb th\u1ebf t\u00e0i ch\u00ednh nh\u01b0 th\u1ec3 t\u1ed5n th\u1ea5t ch\u01b0a bao gi\u1edd x\u1ea3y ra. V\u1edbi v\u00f4 s\u1ed1 lo\u1ea1i ph\u00ed \u00e1p d\u1ee5ng cho vi\u1ec7c v\u1eadn chuy\u1ec3n h\u00e0ng h\u00f3a, trong 20 n\u0103m qua, t\u00f4i \u0111\u00e3 ch\u1ee9ng ki\u1ebfn \u200b\u200bnhi\u1ec1u l\u1ed7i khi\u1ebfn ch\u1ee7 h\u00e0ng&#8230;<\/p>\n","protected":false},"author":1,"featured_media":4609,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[145],"tags":[],"class_list":["post-11098","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-vi"],"acf":[],"_links":{"self":[{"href":"https:\/\/vantage3.nhatnammedia.vn\/vi\/wp-json\/wp\/v2\/posts\/11098","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vantage3.nhatnammedia.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vantage3.nhatnammedia.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vantage3.nhatnammedia.vn\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/vantage3.nhatnammedia.vn\/vi\/wp-json\/wp\/v2\/comments?post=11098"}],"version-history":[{"count":0,"href":"https:\/\/vantage3.nhatnammedia.vn\/vi\/wp-json\/wp\/v2\/posts\/11098\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vantage3.nhatnammedia.vn\/vi\/wp-json\/wp\/v2\/media\/4609"}],"wp:attachment":[{"href":"https:\/\/vantage3.nhatnammedia.vn\/vi\/wp-json\/wp\/v2\/media?parent=11098"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vantage3.nhatnammedia.vn\/vi\/wp-json\/wp\/v2\/categories?post=11098"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vantage3.nhatnammedia.vn\/vi\/wp-json\/wp\/v2\/tags?post=11098"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}