简体中文
Tiếng Việt
Few years back, there is a type of fraud committed by e-mail, mainly the fraudsters will make a fake e-mail address which is similar to their victims’ creditor e-mail, using that fake e-mail to inform their victims that the creditor has changed bank account and request the victims to settle payment to “new account” (which are the fraudsters’ account).
Typical wordings from the fraudsters to justify a change of bank account details are as follow:
Reference to our previous email of today our bank confirmed that our Account has been subjected to some tight security by the Income Tax Dept. and at this moment, we are unable to operate our previous account, due to which, we cannot use the funds that you will transfer for until the scrutiny is released.
Therefore, this might require a change of account for receiving our remittance for first hire payment. On your confirmation that payment has not yet been sent we will forward our company’s subsidiary bank details with the same beneficiary name and a revised invoice.
When you receive such e-mail, our advice is you should remain vigilant and treat any instructions to change bank account as suspicious.
Another recent version of this type of fraud reverses the position. Rather than try to divert the payment being made by the owner the fraudsters attempted to get the agent to send them the money. The owners had sent a message (authentic) to their port agent advising of “cash to master” payments they were going to make to the agent’s account for subsequent delivery to the ship. The money duly arrived but almost immediately the agent received a message (fraud) saying that the payments were not required and could the agent return the funds. The message included the fraudster’s account details for the repayment.
You should verify suspicious instructions by telephoning the other party. You should not reply directlyto emails but instead re-enter the email address from a previous message that was accepted as being authentic. Similarly, you should not call a telephone number in the fraudulent email.
